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Save for the things you want in 2012
3:50pm Wednesday 4th April 2012 in lloyds_advertorial_content_oxford
Whatever you’re planning this year, whether it’s some home improvements, a new car or a dream holiday, you can help pay for it with a savings account from Lloyds TSB There are plenty of accounts to choose from too, from a Lloyds TSB Monthly Saver which lets you save a fixed amount each month to Lloyds TSB instant access accounts, where you can pay money in whenever you like.
And if you want to save in a tax efficient way, you could keep every penny of interest you earn by opening a LTSB ISA.
Don’t pay tax on your interest With most savings accounts you’ll pay tax on your interest, so to make the most of your savings it’s a good idea to open a cash ISA.
Save as much as you like up to a limit set by HM Treasury each year and you won’t be taxed on the interest you earn. Tax treatment depends on your individual circumstances, and may change.
There are plenty of different ISAs available but if you’re looking to buy something special this year, consider opening a Lloyds TSB Cash ISA Saver It’s an instant access account so you’ll be able to withdraw money whenever you like.
You can start saving with just £1 and pay in more money whenever you like to build up enough to pay for the things you want in 2012.
Save every time you shop A good way to top up your savings this year is to take advantage of Save The Change® – an initiative that helps you save every time you shop.
You can sign up for Save The Change with a Lloyds TSB eSavings Account, Advantage Saver or Easy Saver, and start topping up your savings.
Whenever you use your debit card, Lloyds TSB will round up the amount you pay to the nearest £1 and transfer the difference to your savings account.
So if you buy something in a shop for £1.50, we’ll debit £2 from your account with 50p going to your savings account. If you did that every day for a year you’ll add more than £180 to your savings.
Manage your savings online Opening a savings account is easy – if you have a current account with Lloyds TSB and you’re registered for Internet Banking you can open a Lloyds TSB eSavings Account in just a few clicks.
Just log in to see your balance and transfer money instantly from your current account to your savings whenever you have internet access.
All you need to open your account is £1 and you’ll be able to top up your savings whenever you like. So whether you want to pay by standing order or just transfer money whenever you feel like it, you can start adding to your savings.